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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,571 | $160,040-94.6% | $147,096-94.2% | $145,877-94.1% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 37.81% | 98.49%-60.7pp | 419.75%-381.9pp | 551.28%-513.5pp |
| Employer contribution / active EE | $3,019 | $5,289-42.9% | $4,936-38.8% | $4,663-35.2% |
| Participant deferral / active EE | $5,348 | $8,429-36.5% | $8,071-33.7% | $6,691-20.1% |
| Admin fee / account holder | $484 | $15,050-96.8% | $13,005-96.3% | $13,402-96.4% |