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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,369 | $174,379-90.0% | $152,093-88.6% | $138,895-87.5% |
| Participation rate | 78.3% | 81.6%-3.4pp | 77.8%+0.5pp | 79.9%-1.7pp |
| Annual return | 18.07% | 74.86%-56.8pp | 66.36%-48.3pp | 145.39%-127.3pp |
| Employer contribution / active EE | $1,789 | $4,652-61.5% | $4,175-57.1% | $4,194-57.3% |
| Participant deferral / active EE | $2,405 | $6,159-60.9% | $5,451-55.9% | $6,396-62.4% |
| Admin fee / account holder | $349 | $16,880-97.9% | $14,497-97.6% | $12,562-97.2% |