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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,860 | $138,102-81.3% | $125,381-79.4% | $134,532-80.8% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -26.54% | 750.73%-777.3pp | 572.31%-598.8pp | 418.27%-444.8pp |
| Employer contribution / active EE | $5,526 | $5,245+5.4% | $4,815+14.8% | $4,741+16.6% |
| Participant deferral / active EE | $12,714 | $7,801+63.0% | $7,448+70.7% | $6,401+98.6% |
| Admin fee / account holder | $1,696 | $11,568-85.3% | $10,007-83.0% | $11,429-85.2% |