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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,057 | $102,382+49.5% | $147,005+4.1% | $80,874+89.3% |
| Participation rate | 97.4% | 75.8%+21.5pp | 82.2%+15.2pp | 67.6%+29.7pp |
| Annual return | 11.13% | 134.89%-123.8pp | 418.76%-407.6pp | 35.62%-24.5pp |
| Employer contribution / active EE | $3,795 | $3,715+2.2% | $4,934-23.1% | $2,756+37.7% |
| Participant deferral / active EE | $10,130 | $6,646+52.4% | $8,070+25.5% | $4,297+135.8% |
| Admin fee / account holder | $35,855 | $7,942+351.4% | $13,006+175.7% | $6,935+417.0% |