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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,057 | $102,385+49.5% | $147,080+4.1% | $80,935+89.1% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 11.13% | 135.09%-124.0pp | 420.17%-409.0pp | 35.66%-24.5pp |
| Employer contribution / active EE | $3,795 | $3,717+2.1% | $4,933-23.1% | $2,757+37.7% |
| Participant deferral / active EE | $10,130 | $6,651+52.3% | $8,066+25.6% | $4,299+135.6% |
| Admin fee / account holder | $35,855 | $7,951+350.9% | $12,989+176.0% | $6,924+417.8% |