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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,543 | $71,872+301.5% | $86,691+232.8% | $68,495+321.3% |
| Participation rate | 92.9% | 72.2%+20.6pp | 76.6%+16.3pp | 67.9%+25.0pp |
| Annual return | -9.50% | 3.53%-13.0pp | 35.94%-45.4pp | -7.84%-1.7pp |
| Employer contribution / active EE | $3,435 | $2,173+58.1% | $2,837+21.1% | $2,596+32.3% |
| Participant deferral / active EE | $3,368 | $3,779-10.9% | $4,656-27.7% | $4,028-16.4% |
| Admin fee / account holder | $2,315 | $6,112-62.1% | $7,492-69.1% | $5,403-57.2% |