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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,638 | $97,125-91.1% | $86,233-90.0% | $137,256-93.7% |
| Participation rate | 91.7% | 74.2%+17.5pp | 69.0%+22.6pp | 80.0%+11.7pp |
| Annual return | 12.27% | 74.19%-61.9pp | 61.39%-49.1pp | 220.34%-208.1pp |
| Employer contribution / active EE | $1,170 | $2,841-58.8% | $2,504-53.3% | $4,156-71.9% |
| Participant deferral / active EE | $2,327 | $5,180-55.1% | $4,559-49.0% | $6,407-63.7% |
| Admin fee / account holder | $1,017 | $9,725-89.5% | $8,342-87.8% | $12,270-91.7% |