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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,717 | $100,203-93.3% | $85,240-92.1% | $145,897-95.4% |
| Participation rate | 88.2% | 74.1%+14.1pp | 67.5%+20.7pp | 80.3%+7.9pp |
| Annual return | 235.59% | 84.28%+151.3pp | 66.75%+168.8pp | 552.29%-316.7pp |
| Employer contribution / active EE | $713 | $3,242-78.0% | $2,735-73.9% | $4,663-84.7% |
| Participant deferral / active EE | $1,713 | $5,299-67.7% | $4,527-62.2% | $6,689-74.4% |
| Admin fee / account holder | $325 | $7,265-95.5% | $6,165-94.7% | $13,390-97.6% |