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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $27,468 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,392 | $53,165+21.1% | $86,216-25.3% | $74,460-13.5% |
| Participation rate | 38.1% | 64.9%-26.8pp | 69.0%-30.9pp | 70.7%-32.7pp |
| Annual return | 11.42% | 22.64%-11.2pp | 1169.42%-1158.0pp | 34.38%-23.0pp |
| Employer contribution / active EE | $0 | $1,210-100.0% | $2,382-100.0% | $2,638-100.0% |
| Participant deferral / active EE | $1,687 | $3,234-47.9% | $3,986-57.7% | $4,530-62.8% |
| Admin fee / account holder | $222 | $551-59.8% | $6,853-96.8% | $348-36.3% |