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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,072 | $185,856-72.5% | $170,028-70.0% | $139,456-63.4% |
| Participation rate | 77.3% | 87.8%-10.5pp | 87.0%-9.7pp | 80.3%-3.1pp |
| Annual return | 34.41% | 60.52%-26.1pp | 53.39%-19.0pp | 373.45%-339.0pp |
| Employer contribution / active EE | $2,862 | $7,593-62.3% | $6,788-57.8% | $4,753-39.8% |
| Participant deferral / active EE | $9,749 | $11,623-16.1% | $10,409-6.3% | $6,711+45.3% |
| Admin fee / account holder | $1,408 | $15,387-90.8% | $12,820-89.0% | $11,407-87.7% |