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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,270 | $156,398-84.5% | $147,318-83.5% | $138,895-82.5% |
| Participation rate | 86.4% | 83.8%+2.6pp | 82.1%+4.3pp | 79.9%+6.4pp |
| Annual return | 45.01% | 78.75%-33.7pp | 70.43%-25.4pp | 145.39%-100.4pp |
| Employer contribution / active EE | $2,407 | $4,853-50.4% | $4,593-47.6% | $4,194-42.6% |
| Participant deferral / active EE | $4,217 | $8,237-48.8% | $7,906-46.7% | $6,396-34.1% |
| Admin fee / account holder | $1,594 | $14,976-89.4% | $13,708-88.4% | $12,562-87.3% |