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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,215 | $73,839-91.6% | $143,788-95.7% | $68,495-90.9% |
| Participation rate | 97.1% | 66.7%+30.4pp | 80.3%+16.7pp | 67.9%+29.2pp |
| Annual return | 61.64% | 1.01%+60.6pp | -0.03%+61.7pp | -7.84%+69.5pp |
| Employer contribution / active EE | $1,742 | $3,184-45.3% | $4,952-64.8% | $2,596-32.9% |
| Participant deferral / active EE | $4,721 | $3,384+39.5% | $5,638-16.3% | $4,028+17.2% |
| Admin fee / account holder | $3,982 | $5,755-30.8% | $14,675-72.9% | $5,403-26.3% |