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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,715 | $106,236+80.5% | $96,496+98.7% | $139,427+37.5% |
| Participation rate | 45.0% | 77.8%-32.8pp | 74.3%-29.3pp | 80.3%-35.3pp |
| Annual return | 13.48% | 38.43%-25.0pp | 35.70%-22.2pp | 373.27%-359.8pp |
| Employer contribution / active EE | $0 | $4,104-100.0% | $3,738-100.0% | $4,752-100.0% |
| Participant deferral / active EE | $1,733 | $5,455-68.2% | $4,879-64.5% | $6,711-74.2% |
| Admin fee / account holder | $44,324 | $7,879+462.6% | $6,731+558.5% | $11,404+288.7% |