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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,369 | $108,897-41.8% | $100,378-36.9% | $145,877-56.6% |
| Participation rate | 71.4% | 83.0%-11.5pp | 81.5%-10.1pp | 80.3%-8.9pp |
| Annual return | 35.16% | 58.17%-23.0pp | 49.41%-14.3pp | 551.28%-516.1pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,942-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $10,995 | $8,455+30.0% | $8,087+36.0% | $6,691+64.3% |
| Admin fee / account holder | $2,456 | $9,690-74.7% | $7,899-68.9% | $13,402-81.7% |