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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,278 | $105,145-68.4% | $94,664-64.8% | $139,466-76.1% |
| Participation rate | 69.2% | 82.4%-13.1pp | 80.8%-11.6pp | 80.3%-11.1pp |
| Annual return | 21.26% | 38.09%-16.8pp | 156.84%-135.6pp | 373.66%-352.4pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $12,705 | $7,599+67.2% | $7,417+71.3% | $6,712+89.3% |
| Admin fee / account holder | $8,185 | $8,972-8.8% | $7,222+13.3% | $11,409-28.3% |