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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,369 | $108,911-41.8% | $100,392-36.9% | $145,884-56.6% |
| Participation rate | 71.4% | 83.0%-11.5pp | 81.5%-10.1pp | 80.3%-8.9pp |
| Annual return | 35.16% | 58.23%-23.1pp | 49.45%-14.3pp | 551.85%-516.7pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,941-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $10,995 | $8,459+30.0% | $8,090+35.9% | $6,690+64.4% |
| Admin fee / account holder | $2,456 | $9,698-74.7% | $7,904-68.9% | $13,392-81.7% |