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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,140 | $93,589-78.5% | $135,942-85.2% | $75,181-73.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 154.34% | 30.90%+123.4pp | 68.28%+86.1pp | 160.69%-6.3pp |
| Employer contribution / active EE | $3,002 | $3,537-15.1% | $4,858-38.2% | $2,671+12.4% |
| Participant deferral / active EE | $7,654 | $6,405+19.5% | $7,759-1.4% | $4,126+85.5% |
| Admin fee / account holder | $1,889 | $6,977-72.9% | $10,764-82.5% | $5,650-66.6% |