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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,180 | $138,102-92.6% | $125,381-91.9% | $134,532-92.4% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | 118.44% | 750.73%-632.3pp | 572.31%-453.9pp | 418.27%-299.8pp |
| Employer contribution / active EE | $2,152 | $5,245-59.0% | $4,815-55.3% | $4,741-54.6% |
| Participant deferral / active EE | $5,127 | $7,801-34.3% | $7,448-31.2% | $6,401-19.9% |
| Admin fee / account holder | $3,385 | $11,568-70.7% | $10,007-66.2% | $11,429-70.4% |