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| Provider | Service type | Compensation |
|---|---|---|
GUIDELINE, INC.3 years Service code 14 · EIN 47-4474775 | Plan Administrator | $50,884 |
BENEFIT TRUST COMPANY2 years Service code 18 · EIN 43-1971558 | Custodial (other than securities); Cu... | $36,214 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,125 | $122,259-86.8% | $147,005-89.0% | $199,768-91.9% |
| Participation rate | 100.0% | 78.3%+21.7pp | 82.2%+17.8pp | 72.0%+28.0pp |
| Annual return | 41.55% | 30.58%+11.0pp | 418.76%-377.2pp | 34.26%+7.3pp |
| Employer contribution / active EE | $4,462 | $4,097+8.9% | $4,934-9.6% | $3,037+46.9% |
| Participant deferral / active EE | $8,350 | $8,504-1.8% | $8,070+3.5% | $5,090+64.1% |
| Admin fee / account holder | $18 | $179-90.2% | $13,006-99.9% | $269-93.5% |