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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,285 | $156,398-73.0% | $147,318-71.3% | $138,895-69.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 19.62% | 78.75%-59.1pp | 70.43%-50.8pp | 145.39%-125.8pp |
| Employer contribution / active EE | $2,071 | $4,853-57.3% | $4,593-54.9% | $4,194-50.6% |
| Participant deferral / active EE | $7,957 | $8,237-3.4% | $7,906+0.6% | $6,396+24.4% |
| Admin fee / account holder | $1,770 | $14,976-88.2% | $13,708-87.1% | $12,562-85.9% |