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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,647 | $110,337-33.3% | $102,383-28.1% | $145,877-49.5% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 4590.77% | 24.83%+4565.9pp | 24.94%+4565.8pp | 551.28%+4039.5pp |
| Employer contribution / active EE | $0 | $4,216-100.0% | $3,870-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,604 | $5,621-71.5% | $5,060-68.3% | $6,691-76.0% |
| Admin fee / account holder | $879 | $9,750-91.0% | $8,391-89.5% | $13,402-93.4% |