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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,499 | $82,674-61.9% | $125,381-74.9% | $68,486-54.0% |
| Participation rate | 78.9% | 75.1%+3.9pp | 82.4%-3.4pp | 67.9%+11.1pp |
| Annual return | -21.90% | -5.97%-15.9pp | 572.31%-594.2pp | -7.85%-14.0pp |
| Employer contribution / active EE | $3,361 | $3,382-0.6% | $4,815-30.2% | $2,597+29.4% |
| Participant deferral / active EE | $12,344 | $6,111+102.0% | $7,448+65.7% | $4,028+206.5% |
| Admin fee / account holder | $7,219 | $6,277+15.0% | $10,007-27.9% | $5,404+33.6% |