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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,415 | $124,336-93.2% | $111,303-92.4% | $167,518-95.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 0.00% | 37.45%-37.4pp | 54.66%-54.7pp | 478.71%-478.7pp |
| Employer contribution / active EE | $2,122 | $3,436-38.2% | $2,731-22.3% | $4,838-56.1% |
| Participant deferral / active EE | $6,080 | $5,181+17.4% | $4,487+35.5% | $6,342-4.1% |
| Admin fee / account holder | $613 | $10,623-94.2% | $7,966-92.3% | $12,312-95.0% |