Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,491 | $41,016-79.3% | $152,093-94.4% | $64,097-86.8% |
| Participation rate | 45.1% | 51.3%-6.2pp | 77.8%-32.6pp | 55.2%-10.1pp |
| Annual return | 44.86% | 39.60%+5.3pp | 66.36%-21.5pp | 34.64%+10.2pp |
| Employer contribution / active EE | $1,333 | $1,342-0.7% | $4,175-68.1% | $1,891-29.5% |
| Participant deferral / active EE | $1,995 | $1,927+3.5% | $5,451-63.4% | $3,080-35.2% |
| Admin fee / account holder | $1,623 | $2,305-29.6% | $14,497-88.8% | $3,454-53.0% |