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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,258 | $167,362-93.3% | $143,799-92.2% | $134,532-91.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 106.25% | 0.47%+105.8pp | -0.04%+106.3pp | 418.27%-312.0pp |
| Employer contribution / active EE | $3,882 | $5,620-30.9% | $4,952-21.6% | $4,741-18.1% |
| Participant deferral / active EE | $7,099 | $6,447+10.1% | $5,638+25.9% | $6,401+10.9% |
| Admin fee / account holder | $1,945 | $18,094-89.3% | $14,677-86.7% | $11,429-83.0% |