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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,729 | $148,582-88.1% | $135,942-87.0% | $139,456-87.3% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 19.48% | 79.26%-59.8pp | 68.28%-48.8pp | 373.45%-354.0pp |
| Employer contribution / active EE | $2,317 | $5,245-55.8% | $4,858-52.3% | $4,753-51.2% |
| Participant deferral / active EE | $5,020 | $8,101-38.0% | $7,759-35.3% | $6,711-25.2% |
| Admin fee / account holder | $1,173 | $12,402-90.5% | $10,764-89.1% | $11,407-89.7% |