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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,307 | $183,516-84.0% | $155,534-81.2% | $145,884-79.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.63% | 61.43%-50.8pp | 64.92%-54.3pp | 551.85%-541.2pp |
| Employer contribution / active EE | $6,359 | $5,315+19.6% | $4,675+36.0% | $4,662+36.4% |
| Participant deferral / active EE | $15,541 | $6,467+140.3% | $5,630+176.0% | $6,690+132.3% |
| Admin fee / account holder | $1,149 | $19,293-94.0% | $15,900-92.8% | $13,392-91.4% |