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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,048 | $175,259-92.0% | $149,723-90.6% | $139,487-89.9% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 0.00% | 166.82%-166.8pp | 134.50%-134.5pp | 373.84%-373.8pp |
| Employer contribution / active EE | $4,941 | $5,478-9.8% | $4,821+2.5% | $4,755+3.9% |
| Participant deferral / active EE | $7,717 | $6,522+18.3% | $5,682+35.8% | $6,713+15.0% |
| Admin fee / account holder | $659 | $16,158-95.9% | $13,215-95.0% | $11,407-94.2% |