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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,092 | $116,360-87.0% | $65,566-77.0% | $139,466-89.2% |
| Participation rate | 72.7% | 67.8%+5.0pp | 64.9%+7.8pp | 80.3%-7.6pp |
| Annual return | 47.39% | 31.23%+16.2pp | 47.40%0pp | 373.66%-326.3pp |
| Employer contribution / active EE | $3,173 | $2,600+22.1% | $1,692+87.6% | $4,754-33.2% |
| Participant deferral / active EE | $4,186 | $4,242-1.3% | $2,832+47.8% | $6,712-37.6% |
| Admin fee / account holder | $921 | $6,701-86.2% | $4,114-77.6% | $11,409-91.9% |