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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,421 | $69,118-90.7% | $53,647-88.0% | $138,895-95.4% |
| Participation rate | 26.1% | 64.0%-37.9pp | 56.3%-30.2pp | 79.9%-53.8pp |
| Annual return | 24.96% | 248.26%-223.3pp | 358.33%-333.4pp | 145.39%-120.4pp |
| Employer contribution / active EE | $0 | $1,189-100.0% | $962-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $572 | $2,274-74.9% | $1,813-68.5% | $6,396-91.1% |
| Admin fee / account holder | $21 | $2,724-99.2% | $2,460-99.1% | $12,562-99.8% |