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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,783 | $175,257-86.4% | $149,717-84.1% | $139,456-82.9% |
| Participation rate | 33.3% | 83.4%-50.1pp | 78.8%-45.4pp | 80.3%-47.0pp |
| Annual return | 49.22% | 166.70%-117.5pp | 134.41%-85.2pp | 373.45%-324.2pp |
| Employer contribution / active EE | $4,121 | $5,477-24.8% | $4,820-14.5% | $4,753-13.3% |
| Participant deferral / active EE | $6,956 | $6,521+6.7% | $5,682+22.4% | $6,711+3.6% |
| Admin fee / account holder | $2,492 | $16,156-84.6% | $13,213-81.1% | $11,407-78.2% |