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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,824 | $40,435-58.4% | $80,627-79.1% | $74,460-77.4% |
| Participation rate | 22.9% | 47.4%-24.4pp | 67.0%-44.1pp | 70.7%-47.8pp |
| Annual return | 31.87% | 165.19%-133.3pp | 936.76%-904.9pp | 34.38%-2.5pp |
| Employer contribution / active EE | $697 | $1,498-53.5% | $2,723-74.4% | $2,638-73.6% |
| Participant deferral / active EE | $1,529 | $2,673-42.8% | $4,443-65.6% | $4,530-66.3% |
| Admin fee / account holder | $1,498 | $721+107.9% | $5,381-72.2% | $348+330.8% |