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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $800 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,995 | $71,872-15.1% | $86,691-29.6% | $68,495-10.9% |
| Participation rate | 92.2% | 72.2%+19.9pp | 76.6%+15.6pp | 67.9%+24.3pp |
| Annual return | -19.97% | 3.53%-23.5pp | 35.94%-55.9pp | -7.84%-12.1pp |
| Employer contribution / active EE | $791 | $2,173-63.6% | $2,837-72.1% | $2,596-69.5% |
| Participant deferral / active EE | $5,154 | $3,779+36.4% | $4,656+10.7% | $4,028+28.0% |
| Admin fee / account holder | $7 | $6,112-99.9% | $7,492-99.9% | $5,403-99.9% |