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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,046 | $134,001-93.2% | $112,258-91.9% | $134,509-93.3% |
| Participation rate | 62.5% | 78.6%-16.1pp | 75.1%-12.6pp | 81.2%-18.7pp |
| Annual return | -19.25% | 47.15%-66.4pp | 27.47%-46.7pp | 418.13%-437.4pp |
| Employer contribution / active EE | $1,356 | $4,039-66.4% | $3,636-62.7% | $4,741-71.4% |
| Participant deferral / active EE | $2,447 | $5,291-53.7% | $4,728-48.2% | $6,400-61.8% |
| Admin fee / account holder | $20 | $7,491-99.7% | $6,411-99.7% | $11,427-99.8% |