Filed September 8, 2025
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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $252,253 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,321 | $136,266-20.5% | $90,767+19.3% | $77,906+39.0% |
| Participation rate | 89.4% | 86.6%+2.7pp | 75.7%+13.7pp | 73.7%+15.7pp |
| Annual return | -13.52% | -11.32%-2.2pp | -12.16%-1.4pp | 12.16%-25.7pp |
| Employer contribution / active EE | $6,358 | $4,215+50.8% | $2,922+117.6% | $2,846+123.4% |
| Participant deferral / active EE | $6,137 | $6,353-3.4% | $4,565+34.4% | $4,805+27.7% |
| Admin fee / account holder | $75 | $399-81.2% | $8,445-99.1% | $133-43.4% |