Filed September 8, 2025
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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $236,973 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.1+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,328 | $114,195+18.5% | $106,554+27.0% | $93,010+45.5% |
| Participation rate | 91.0% | 86.4%+4.6pp | 76.1%+14.9pp | 73.9%+17.1pp |
| Annual return | 13.10% | 22.18%-9.1pp | 26.80%-13.7pp | 158.70%-145.6pp |
| Employer contribution / active EE | $5,874 | $4,009+46.5% | $2,819+108.3% | $2,705+117.1% |
| Participant deferral / active EE | $5,986 | $5,908+1.3% | $4,398+36.1% | $4,561+31.2% |
| Admin fee / account holder | $75 | $105-28.3% | $7,408-99.0% | $152-50.5% |