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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,111 | $106,247-87.7% | $96,515-86.4% | $139,466-90.6% |
| Participation rate | 39.1% | 77.8%-38.7pp | 74.3%-35.2pp | 80.3%-41.2pp |
| Annual return | 23.33% | 38.47%-15.1pp | 35.73%-12.4pp | 373.66%-350.3pp |
| Employer contribution / active EE | $1,074 | $4,106-73.8% | $3,740-71.3% | $4,754-77.4% |
| Participant deferral / active EE | $1,781 | $5,456-67.3% | $4,880-63.5% | $6,712-73.5% |
| Admin fee / account holder | $1,726 | $7,885-78.1% | $6,735-74.4% | $11,409-84.9% |