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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,819 | $69,252-36.7% | $64,099-31.6% | $139,456-68.6% |
| Participation rate | 85.7% | 75.6%+10.1pp | 72.3%+13.4pp | 80.3%+5.4pp |
| Annual return | 4028.68% | 45.89%+3982.8pp | 33.70%+3995.0pp | 373.45%+3655.2pp |
| Employer contribution / active EE | $1,591 | $3,184-50.0% | $2,748-42.1% | $4,753-66.5% |
| Participant deferral / active EE | $5,766 | $4,683+23.1% | $3,881+48.6% | $6,711-14.1% |
| Admin fee / account holder | $42,523 | $4,248+901.1% | $3,070+1284.9% | $11,407+272.8% |