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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,018 | $148,582-87.9% | $135,942-86.7% | $139,456-87.1% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 36.66% | 79.26%-42.6pp | 68.28%-31.6pp | 373.45%-336.8pp |
| Employer contribution / active EE | $3,117 | $5,245-40.6% | $4,858-35.8% | $4,753-34.4% |
| Participant deferral / active EE | $5,242 | $8,101-35.3% | $7,759-32.4% | $6,711-21.9% |
| Admin fee / account holder | $1,885 | $12,402-84.8% | $10,764-82.5% | $11,407-83.5% |