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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,216 | $56,063-96.0% | $76,051-97.1% | $80,911-97.3% |
| Participation rate | 83.8% | 62.0%+21.7pp | 69.1%+14.7pp | 67.6%+16.1pp |
| Annual return | 19.64% | 20.54%-0.9pp | 360.42%-340.8pp | 35.63%-16.0pp |
| Employer contribution / active EE | $803 | $1,874-57.2% | $2,690-70.2% | $2,756-70.9% |
| Participant deferral / active EE | $1,364 | $3,052-55.3% | $4,257-68.0% | $4,297-68.3% |
| Admin fee / account holder | $183 | $5,240-96.5% | $6,416-97.1% | $6,935-97.4% |