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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,212 | $111,814-69.4% | $103,374-66.9% | $145,959-76.6% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 15.59% | 24.77%-9.2pp | 24.89%-9.3pp | 561.95%-546.4pp |
| Employer contribution / active EE | $1,517 | $4,214-64.0% | $3,869-60.8% | $4,661-67.5% |
| Participant deferral / active EE | $5,479 | $5,618-2.5% | $5,058+8.3% | $6,689-18.1% |
| Admin fee / account holder | $2,883 | $9,754-70.4% | $8,394-65.7% | $13,398-78.5% |