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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,274 | $160,040-95.5% | $147,096-95.1% | $145,877-95.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 3.32% | 98.49%-95.2pp | 419.75%-416.4pp | 551.28%-548.0pp |
| Employer contribution / active EE | $2,566 | $5,289-51.5% | $4,936-48.0% | $4,663-45.0% |
| Participant deferral / active EE | $4,680 | $8,429-44.5% | $8,071-42.0% | $6,691-30.1% |
| Admin fee / account holder | $28,830 | $15,050+91.6% | $13,005+121.7% | $13,402+115.1% |