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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,181 | $190,879-22.4% | $160,009-7.4% | $134,532+10.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -22.76% | 552.63%-575.4pp | 408.85%-431.6pp | 418.27%-441.0pp |
| Employer contribution / active EE | $4,760 | $4,995-4.7% | $4,225+12.7% | $4,741+0.4% |
| Participant deferral / active EE | $16,358 | $6,924+136.2% | $6,183+164.6% | $6,401+155.6% |
| Admin fee / account holder | $3,180 | $10,495-69.7% | $8,715-63.5% | $11,429-72.2% |