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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,028 | $111,814-83.9% | $103,378-82.6% | $145,978-87.7% |
| Participation rate | 94.1% | 77.9%+16.2pp | 74.5%+19.6pp | 80.3%+13.8pp |
| Annual return | 16.67% | 24.80%-8.1pp | 24.91%-8.2pp | 550.52%-533.9pp |
| Employer contribution / active EE | $2,017 | $4,215-52.2% | $3,870-47.9% | $4,662-56.7% |
| Participant deferral / active EE | $4,530 | $5,618-19.4% | $5,058-10.4% | $6,690-32.3% |
| Admin fee / account holder | $328 | $9,764-96.6% | $8,401-96.1% | $13,400-97.6% |