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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,530 | $22,602-93.2% | $65,328-97.7% | $75,181-98.0% |
| Participation rate | 66.7% | 63.1%+3.6pp | 64.9%+1.7pp | 67.2%-0.5pp |
| Annual return | 148.34% | 71.13%+77.2pp | 47.39%+101.0pp | 160.69%-12.3pp |
| Employer contribution / active EE | $582 | $941-38.1% | $1,692-65.6% | $2,671-78.2% |
| Participant deferral / active EE | $1,206 | $1,695-28.9% | $2,832-57.4% | $4,126-70.8% |
| Admin fee / account holder | $83 | $1,877-95.6% | $4,116-98.0% | $5,650-98.5% |