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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,269 | $100,073+367.9% | $85,126+450.1% | $145,877+221.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.18% | 84.11%-76.9pp | 66.63%-59.5pp | 551.28%-544.1pp |
| Employer contribution / active EE | $19,283 | $3,236+495.8% | $2,731+606.0% | $4,663+313.5% |
| Participant deferral / active EE | $17,243 | $5,294+225.7% | $4,523+281.2% | $6,691+157.7% |
| Admin fee / account holder | $855 | $7,261-88.2% | $6,160-86.1% | $13,402-93.6% |