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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,023 | $96,388+415.6% | $80,627+516.4% | $139,466+256.4% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 9.77% | 1352.08%-1342.3pp | 936.76%-927.0pp | 373.66%-363.9pp |
| Employer contribution / active EE | $31,573 | $3,260+868.6% | $2,723+1059.7% | $4,754+564.1% |
| Participant deferral / active EE | $20,046 | $5,224+283.7% | $4,443+351.2% | $6,712+198.7% |
| Admin fee / account holder | $868 | $6,603-86.8% | $5,381-83.9% | $11,409-92.4% |