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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,762 | $160,040-73.3% | $147,096-70.9% | $145,877-70.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | -45.44% | 98.49%-143.9pp | 419.75%-465.2pp | 551.28%-596.7pp |
| Employer contribution / active EE | $9,172 | $5,289+73.4% | $4,936+85.8% | $4,663+96.7% |
| Participant deferral / active EE | $19,015 | $8,429+125.6% | $8,071+135.6% | $6,691+184.2% |
| Admin fee / account holder | $678 | $15,050-95.5% | $13,005-94.8% | $13,402-94.9% |