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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,831 | $77,908-10.4% | $149,696-53.4% | $75,173-7.1% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 17.00% | 31.73%-14.7pp | 134.46%-117.5pp | 160.72%-143.7pp |
| Employer contribution / active EE | $11,358 | $3,138+262.0% | $4,821+135.6% | $2,671+325.2% |
| Participant deferral / active EE | $6,415 | $3,411+88.1% | $5,682+12.9% | $4,126+55.5% |
| Admin fee / account holder | $680 | $5,950-88.6% | $13,212-94.9% | $5,651-88.0% |