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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,217 | $152,597-98.5% | $117,533-98.1% | $134,532-98.4% |
| Participation rate | 60.0% | 77.1%-17.1pp | 70.6%-10.6pp | 81.2%-21.2pp |
| Annual return | -24.50% | 53.04%-77.5pp | 29.77%-54.3pp | 418.27%-442.8pp |
| Employer contribution / active EE | $342 | $5,576-93.9% | $4,179-91.8% | $4,741-92.8% |
| Participant deferral / active EE | $475 | $4,821-90.1% | $4,072-88.3% | $6,401-92.6% |
| Admin fee / account holder | $11 | $7,007-99.8% | $5,647-99.8% | $11,429-99.9% |