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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,916 | $180,749+58.7% | $160,784+78.4% | $137,256+109.0% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 9.52% | 2234.46%-2224.9pp | 1803.92%-1794.4pp | 220.34%-210.8pp |
| Employer contribution / active EE | $4,290 | $4,155+3.3% | $3,733+14.9% | $4,156+3.2% |
| Participant deferral / active EE | $13,396 | $6,844+95.7% | $6,293+112.9% | $6,407+109.1% |
| Admin fee / account holder | $15,069 | $10,397+44.9% | $9,717+55.1% | $12,270+22.8% |