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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,461 | $148,629+1.9% | $135,982+11.4% | $139,487+8.6% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 10.43% | 79.33%-68.9pp | 68.32%-57.9pp | 373.84%-363.4pp |
| Employer contribution / active EE | $2,487 | $5,247-52.6% | $4,859-48.8% | $4,755-47.7% |
| Participant deferral / active EE | $6,111 | $8,102-24.6% | $7,760-21.2% | $6,713-9.0% |
| Admin fee / account holder | $519 | $12,406-95.8% | $10,767-95.2% | $11,407-95.4% |